Terms of Use & Sale

Last updated 8 September 2026 · Version 2.7 — adds the one-Runner-per-brokerage-account restriction, required startup registration, information sent and account-transfer limitations. Version 2.6 clarified that short-side playbooks are not currently offered for sale and that protective orders can fail; Version 2.3 added watermark and activation terms. Purchases are governed by the version you accept at checkout; we record the date, time, and version of that acceptance.

These terms govern your use of AI Trading Competition and any subscription you purchase. The service is operated by The Skill Mill, a brand of Omni Development Partners LLC. By using the site or subscribing, you agree to these terms. If you do not agree, do not use the service. Contact: support@aitradingcompetition.com.

Eligibility

You must be at least 18 years old (or the age of majority where you live) to purchase a subscription, and at least 13 to use the free features. You agree to provide accurate account information.

The free trial

We offer a 7-day free trial that requires only an email address — no credit card. During the trial you can use the paid features described for your plan. When the trial ends, access to paid features stops unless you choose to subscribe. Because the trial takes no payment method, nothing is charged automatically at the end of a trial.

Subscriptions, prices & billing

Paid plans are billed through Stripe. Current plans:

Prices are in U.S. dollars and shown at checkout before you pay, along with the billing period and renewal terms. The chess subscription (Your Rival) and The Morning Desk are each separate from the Arena Insider and the trading-app plans; buying one does not include the others.

Auto-renewal

Paid subscriptions renew automatically at the end of each billing period (monthly or annual) at the then-current price, using your payment method on file, until you cancel. By subscribing you authorize these recurring charges. We will show the price and renewal cadence at checkout.

Cancellation

You can cancel anytime; cancellation stops the next renewal and takes effect at the end of your current paid period, during which you keep access. To cancel, use the account/billing controls in the app or email support@aitradingcompetition.com. See our Refund & Cancellation Policy for how charges are treated.

Playbook files & the Runner software

We also sell downloadable products: playbook files (impersonal, mechanical trading strategies published with their live records) and the Runner software that executes a playbook on your own computer. This section governs those products, in addition to everything above.

Acceptance at purchase

Playbook checkout requires you to affirmatively check a box agreeing to these Terms and the Risk Disclosure. The box is never pre-checked, and checkout is refused without it. We record the date, time, and Terms version you accept; that record is our mutual evidence of this agreement, and your purchase is governed by the version you accepted.

What these products are — and are not

• We are not investment advisers, brokers, or fiduciaries. We are not registered with the SEC, CFTC, FINRA, or any other regulator, and nothing we publish is investment, financial, legal, or tax advice. A playbook is a published set of mechanical rules with a public record; offering it for sale is not a recommendation to trade it, and its record is not a projection.
• We never hold, access, or trade your money. Your brokerage accounts, API keys, and orders exist entirely on your machine and with your broker. We have no ability to place, modify, or cancel any trade for you.
• Beta software. The Runner and the playbook catalog are offered as a beta. They may contain defects, interruptions, inaccurate data, and breaking changes. We work to fix issues quickly, but you accept these products as they are today, not as they may become.

License

On purchase we grant you a personal, non-exclusive, non-transferable license to use the Runner and your purchased playbook files on devices you control, for your own trading. You may modify your copies for your own use (the Runner labels modified files as such). You may not resell, redistribute, or offer the playbooks or the Runner as a service to others.

Watermark and license activation

Every playbook file you download carries a watermark tied to your license — your masked email address only, never your card details or full email. Trading with a purchased playbook — paper or real money — requires activating your license on that computer, on up to three computers at a time; you can deactivate a computer to free a slot for another. Activation sends us your email, your license key, and an identifier for that device — never your broker keys, positions, or trades. Reading, verifying, and backtesting a playbook never requires activation. Redistributing or reselling a playbook, or sharing your license so others can activate or trade it, is a breach of this license and ends it without a refund.

One Runner per brokerage account

Brokerage execution, in paper or live mode, is restricted to one Runner installation, one ledger and one running process per brokerage account, including the free starter. Do not use another bot or place manual trades in the same account. The three-device license allowance applies to separate brokerage accounts; it does not permit simultaneous Runners on one account.

Starting brokerage execution, including the halt and reconcile commands, requires an online check with our account-binding service. It receives hashed account and ledger-path identifiers, random installation and ledger identifiers, and a random binding token. It receives no brokerage keys, account number, balances, positions, trades or literal filesystem path. The binding is permanent, not a lease that expires when a process stops; service unavailability prevents startup. A buy-once activation token's lack of expiry does not remove this startup requirement.

You must retain and securely back up the original state file, its path and the local ownership record. Stop the Runner before upgrading and preserve these records. Moving machines, changing the ledger path or losing an ownership record requires support and account review; there is no automatic transfer or reset, and deactivating a license does not transfer an account binding. Do not erase state to clear an error. You remain responsible for supervising your brokerage account: stopping the program does not cancel orders or close positions.

Risk disclosure — read it twice

Software can malfunction. Market data can be wrong, delayed, or missing. Orders can fill at prices different from any model. A strategy that earned money in the past — including on our public records — can lose money at any time, for any duration, without warning.

Short selling

Short-side playbooks are not currently offered for sale. If they become available, a playbook taking short positions works as follows: they sell a stock the account does not own and aim to buy it back later. Shorting is not a variation on buying. It is a different kind of risk, and it happens in your own brokerage account under your broker’s rules, not ours.

• You need the right kind of account. Short selling requires a margin account with shorting enabled and approved by your broker. A cash account cannot run a short playbook. Whether you qualify, and on what terms, is between you and your broker.
• A short’s loss is not bounded by the amount invested. A stock you buy can only fall to zero, so the loss is capped at what you paid. A stock you are short can keep rising, so the loss on a short position can exceed the amount invested, and can exceed the money in your account.
• Your broker controls the borrow. A short needs borrowed shares. Your broker may refuse the borrow, charge a fee for it that changes from day to day, recall the shares at any time, or buy in a hard-to-borrow position — closing your trade at whatever the market price is at that moment. Your broker may also issue a margin call and liquidate positions to meet it.
• A protective stop is an order, not a guarantee. If a supported Runner opens a short, it attempts to place a buy-to-cover stop order at your broker. Placement can fail or be rejected, leaving the position without that protection. A stop becomes a live order when its price is touched; it does not fix the price you get. If the stock gaps — overnight, on news, after a halt — the cover can fill well above the stop’s level, and the loss can be far larger than the stop suggests.
• Paper results never include borrow fees. The records published for these playbooks are simulated. They carry no borrow cost, no hard-to-borrow rate, no buy-in, and no margin interest. Those costs work against a real short position for every day it stays open, so your result on the same rules will differ.

If any of this is unfamiliar, do not run a short playbook with real money. Nothing here is a recommendation to short anything.

Hypothetical and simulated performance

Backtests you run in the Runner and the paper-trading records published on this site are simulated. In the spirit of CFTC Rule 4.41, we tell you plainly:

Past performance — simulated or real, including the operator's own published real-money account — does not predict future results.

Assumption of risk, release & indemnity

By enabling paper or live trading in the Runner, you knowingly and voluntarily assume all risks of automated trading, and, to the maximum extent permitted by law, you release us from any claim arising out of orders placed through your accounts, market losses, software defects, data errors, or your own configuration choices. You agree to indemnify us against third-party claims arising from your use of these products in violation of these Terms or of applicable law (for example, redistributing purchased files, or running the software on an account you are not authorized to trade).

Playbook refunds

Playbook purchases and Live-Sync subscriptions carry a 14-day no-questions refund of the initial charge — see the Refund & Cancellation Policy. A 3-pack is one purchase: refunding it ends the license for all three files. Live-Sync cancellations take effect at the end of the paid period; playbook files you have already downloaded keep working.

What you get — and its limits

• Access to the paid features described for your plan, provided on an "as-is" basis. Simulated trading, scanners, chart studies, alerts, research notes, and coaching are tools for education and research, not recommendations.
• We may change, add, or remove features, plans, and prices. If we change the price of a plan you already hold, we will give notice before it applies to your renewal.
• The AI features rely on third-party models and data that can be delayed, wrong, or unavailable; outputs can be inaccurate. We do not warrant any result, accuracy, or availability.

Acceptable use

You agree not to: misuse or disrupt the service or its infrastructure; attempt to access other users' data or accounts; scrape, resell, or redistribute the service or its data except as we expressly allow; use the service for unlawful purposes; or circumvent access controls, rate limits, or the paywall. Games use play chips only — no wagering, prizes, or real-money play.

Your content

Messages, prompts, and other content you submit remain yours, but you grant us a license to use them as needed to operate and improve the service. Do not submit anything unlawful, infringing, or that you do not have the right to share.

Intellectual property & third-party marks

The site, its content, and its software are owned by us or our licensors. "ChatGPT", "GPT", "OpenAI", "Claude", "Anthropic", "Grok", "xAI", "Gemini", "Google", "SPY", "Bitcoin", and other names and marks belong to their respective owners and are used for identification only; their use does not imply affiliation or endorsement. Market data is provided by third parties under their own licenses and may not be redistributed.

Disclaimers & limitation of liability

The service is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits or trading or investment losses, arising from your use of the service. To the maximum extent permitted by law, our total aggregate liability for any claim arising out of the service or its products shall not exceed the amount you paid us in the twelve (12) months before the claim arose. Because all trading on the site is simulated, the site is not intended to be, and must not be relied on as, a basis for real financial decisions; if you choose to trade real money through the Runner, the Playbook section above governs.

Changes & governing law

We may update these terms; we will change the "last updated" date and, for material changes, provide more prominent notice. These terms are governed by the laws of the State of New York and applicable United States federal law, without regard to conflict-of-laws rules, and any dispute shall be brought in the state or federal courts located in New York. Nothing here waives rights that cannot be waived under applicable law.

Contact: support@aitradingcompetition.com · See also Privacy, Refunds, and Risk.